Welcome to the First Cosmopolitan Mortgage, Inc Rates page.

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Please call us at 847-428-3700 during normal business hours, and at 630-762-1779 on evenings and weekends.  Or email us at firstcosmo@fcmortgages.com!
Current posted rates are in effect as of 03/05/2010 9:40:21 AM Central Time.
Rates are subject to change without notice. All loans subject to credit approval.

Current Rates

30 Year Fixed
RatePointsAPRLock Days
4.750%1.000%4.900%30
4.875%0.000%4.937%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


20 Year Fixed
RatePointsAPRLock Days
4.750%0.000%4.812%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


15 Year Fixed
RatePointsAPRLock Days
4.250%0.000%4.310%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


10 Year Fixed
RatePointsAPRLock Days
4.250%0.000%4.310%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


5 Year Arm
RatePointsAPRLock Days
3.750%0.000%3.420%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Jumbo 5 Year ARM
RatePointsAPRLock Days
3.875%0.000%3.387%30
The APR is calculated using a loan amount of $417,500 and these typical fees.


Jumbo 7 Year Arm
RatePointsAPRLock Days
4.125%0.000%3.389%30
The APR is calculated using a loan amount of $417,500 and these typical fees.


30 Year Fixed FHA
RatePointsAPRLock Days
4.750%1.000%4.896%30
4.875%0.000%4.933%30
The APR is calculated using a loan amount of $250,000 and these typical fees.



 An Illinois Residential Mortgage Licensee #MB.03029

Licensing Information


First Cosmopolitan Mortgage, Inc. 2150 Point Blvd., Suite 200 Elgin, IL 60123
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