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  • Home
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Recent Articles

Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Mar
15
2023
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
We're here to help you make an informed decision about handling debt during inflation and planning your dream home purchase. In this blog, we'll explore various approaches to debt management, budgeting effectively, home financing options, and the factors to consider while working...
Read More...
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Mar
08
2023
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it's no wonder why potential buyers often feel overwhelmed. This spring season, don’t let the high demand of the residential real estate market cause you stress or prevent you...
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How to Profit from Buying a Home Now Despite Rising Rates
Mar
01
2023
How to Profit from Buying a Home Now Despite Rising Rates
Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it is understandable to be concerned about higher rates, this could actually be an opportunity to buy the home you’ve been searching for. Fewer buyers in the...
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Homebuying Help: How Downpayment Assistance Programs Work
Feb
22
2023
Homebuying Help: How Downpayment Assistance Programs Work
If lack of downpayment or funds for closing costs are the main hurdle to buying a home, a state or local downpayment assistance program may be the answer! Most states, counties, and cities offer assistance in the form of grants or no-interest loans to help home shoppers pay for these costs...
Read More...
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Feb
15
2023
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a...
Read More...
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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 279675
www.nmlsconsumeraccess.org

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IL - 410 E. State Street, Suite B
Geneva, Illinois 60134
Phone: (630) 918-2400
firstcosmo@fcmortgages.com

FL - 6710 Professional Pkwy W, Suite 320
Lakewood Ranch, Florida 34240
Phone: (941) 260-3640
firstcosmo@fcmortgages.com


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